EU loans in the Podlaskie Voivodeship
End of applications:
continuous recruitmentProgram duration:
continuous recruitmentFor whom:
persons wishing to set up a business and SMEsFinancing amount:
up to PLN 1 mlnFinancing type:
loanWhat should you know?
- Loans are intended both for people who plan to set up a business and for companies already operating in the Podlaskie region
- You can use the loan for activities leading to an increase in your company's competitiveness, productivity, innovation and market reach
Benefits:
If you have an idea for a business and you want to run it in the Podlaskie Voivodeship, but you lack the capital to start your business, you can take advantage of a Microloan for this purpose. The product is addressed to unemployed people, aged 30 and over, including those particularly affected by the difficult situation on the market. It is also dedicated to people leaving agriculture, employed on short-term or civil law contracts, and to immigrants and re-emigrants.
If you are already running a business in the Podlaskie Voivodeship and need funds for development, you can use the offer of Loan for Development Investment and Loan for Thermomodernisation.
You can use a microloan for business start-ups for, among other things:
For whom: for those planning to start a business
Amount of support: up to 20 times the average salary
Repayment period: up to 7 years
Grace period: up to 12 months
You can use a microloan for business start-ups for, among other things:
• purchase of machinery,
• purchase of goods and equipment,
• adaptation of premises,
• advertising your business,
• accounting services.
Loan for Development Investments
For whom: micro- and small-sized enterprises
Amount of the support: up to PLN 1,000,000
Repayment period: up to 7 years
Grace period: up to 6 months
You can use the Development loan for:
• expansion of the enterprise leading to the introduction of new products/services on the market;
• purchase of machinery, equipment and software;
• implementation, development and modernisation of IT systems, support of internal computerisation processes and use of the latest technological and organisational achievements to modernise the company;
• selling products and services on the Internet and communicating with customers using online channels;
• automation of business processes and data exchange;
• financing of working capital (up to 50% of the loan, where the use of working capital is directly related to the implementation of the development project for which financing was granted)
Loan for Thermomodernisation
For whom: micro- and small-sized enterprises
Amount of the support: up to PLN 1,000,000
Repayment period: up to 10 years
Grace period: up to 12 months
You can use the thermomodernisation loan to finance undertakings aimed at improving energy efficiency and the use of renewable energy sources.
NOTE: Companies affected by the difficult situation related to the COVID-19 pandemic will be able to benefit from special solutions that BGK has prepared in cooperation with ministries and local governments.
Possible changes in the terms and conditions of repayment of EU loans from the Regional Operational Programmes of the voivodeships are:
• an additional 6-month grace period in repayment of capital instalments for entrepreneurs who have taken or will take out loans;
• A 6-month "credit holiday" in repayments, i.e. a suspension of repayments for 6 months;
• until 30.06.2021, the possibility to use the whole loan for financing working capital.
If you wish to make use of these solutions, please contact the financial intermediary directly with whom you have concluded a loan agreement.
Changes to the conditions of concluded contracts will be possible upon application. Repayment terms may be altered upon credible justification that the COVID-19 situation has caused liquidity problems at the time of loan repayment or generates a risk of such problems in the future, and upon the intermediary's assessment of the situation.
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What requirements do you need to meet?
You can take advantage of the offered support instruments if your company belongs to the micro-, small and medium-sized enterprise sector and has its registered office or branch in the Podlaskie Voivodeship or if you want to set up a business in this voivodeship.
What are the stages of action?
If you are interested in EU loans, apply directly to a selected financing institution, which will guide you through the whole process of obtaining support. By contacting the agents providing loans in a given province directly, you will receive complete information and support with completing the application.
For an up-to-date list of available EU loans in the Podlaskie Voivodeship and contacts to financing institutions offering them, please visit the website.
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Responsible entities
Important documents
Przejdziesz na stronę pożyczek dla przedsiębiorstw w woj. podlaskim
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