Participation in the program, will allow you to receive support in the form of a technological bonus. It will be used to repay part of the technological loan granted to you by a commercial bank for the implementation of a technology investment.

Under Credit for technological innovations program, you can obtain funding for a technology investment, covering the purchase and use of new technology or the implementation of your own new technology, which will result in introducing new products or processes or services on the market. The new technology may take the form of industrial property rights, results of development works, industrial research results or have the character of unpatented technical knowledge.

The program will enable you to cover the costs related to:

• a purchase, manufacture, as well as assembly and commissioning of new or used fixed assets, i.e. machines, technological lines and others;
• a purchase of works and building materials for the purpose of constructions or extension of buildings or their parts;
• a purchase of patents, licenses, know-how and unpatented technical knowledge;
• a purchase of real estate, including the right of perpetual usufruct;
• renting or tenancy of lands, buildings or their parts;
• a preparation of expert opinions, concepts and technical projects.

A detailed list of eligible costs and rules of financing projects is available in the competition documentation.

In order to take part in the program, you need to fulfil the following requirements:

• you have the status of a micro, small or medium entrepreneur;
• you have creditworthiness;
• you have ready technology to implement (own or acquired);
• your own contribution will amount to 25% of the eligible investment costs.

The competition is divided into three rounds. The recruitment of applications for co-financing will be held until 26 April 2019.

In order to apply for the program, you need to follow these steps:

1. read the documentation;
2. submit an application for a technological credit at a commercial bank which have a signed cooperation agreement with Bank Gospodarstwa Krajowego (BGK);
3. after obtaining a promise or entering into a conditional credit agreement, you need to submit an application for co-financing the project with the required attachments to BGK – using the Application Generator (details can be found in the instructions for completing the application); 
4. attach a scan of the signed statement confirming the submission of the application (within two working days). The original need to be sent within seven days on the following address:

Bank Gospodarstwa Krajowego
Departament Programów Europejskich
Al. Jerozolimskie 7
00-955 Warszawa

Your application will be subject to formal and substantive assessment.

Please note, that Generator Wniosków is always available – between rounds you may create a new account and start or continue work on the application, but you can only submit the application during the round. Therefore, you can submit only one application during the entire competition, so if you submit an application in the first round, you will not be able to do it in subsequent rounds.

The competition is divided into three rounds. The recruitment of applications for co-financing will be held on the following dates:

• round II – from 8 March to 5 April 2018;
• round III – from 12 April to 24 May 2018.

In order to apply for the program, you need to follow these steps:

1. read the documentation;
2. submit an application for a technological credit at a commercial bank which have a signed cooperation agreement with Bank Gospodarstwa Krajowego (BGK);
3. after obtaining a promise or entering into a conditional credit agreement, you need to submit an application for co-financing the project with the required attachments to BGK – using the Application Generator (details can be found in the instructions for completing the application); 
4. attach a scan of the signed statement confirming the submission of the application (within two working days). The original need to be sent within seven days on the following address:

Bank Gospodarstwa Krajowego
Departament Programów Europejskich
Al. Jerozolimskie 7
00-955 Warszawa

Your application will be subject to formal and substantive assessment.

Please note, that Generator Wniosków is always available – between rounds you may create a new account and start or continue work on the application, but you can only submit the application during the round. Therefore, you can submit only one application during the entire competition, so if you submit an application in the first round, you will not be able to do it in subsequent rounds.